Apprenticeship programs combine on-the-job training with classroom instruction to teach workers the practical skills and background knowledge to work in lucrative occupations that require distinct skills. A number of apprenticeship models exist, both formal and informal, that all aim to increase career opportunities outside of the traditional higher-education model.

In the fall of 2021, the digital asset market reached a record-high $3 trillion market capitalization. Since then, it has lost over $2 trillion in total value as a combination of rising interest rates and high-profile digital asset scandals made these risky digital assets less appealing to investors.