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procedures originally not covered by insurance like Lasik Correc tive Eye Surgery or MRNCT and CT screening Data from MRI and outpatient surgery covered care confirms that when patients are motivated to compare...doctors often as single payer And those countries get the expected results when looking at the actual data long waits and worse medical outcomes than the United States particularly for their poor citizens...Committee that the median household income for an HSA account holder according to their data is only 57 060 Our anecdotal data of six companies just like Wage Works lowers that to 53 000 Additionally most HSA...

cover high value services Provider practice patterns Payment reforms which migrate volume to value Data Sharing and regulatory reforms that promote flexibility Low Patient Cost Sharing Eliminate cost sharing...Expenditure in the U S Civilian Noninstitutionalized Population 2014 November 2016 https meps ahrq gov data files publications st497 stat497 pdf iii Center for Value Based Insurance Design University of Michigan...

gender about 57 percent of HSA owners are male 43 percent female In terms of household income WageWorks data suggests that two thirds of this group earn less than 75 000 a year Half make less than 60 000 a year...HSAs Do HSAs work HSA qualified health plans are now in their 15th benefit cycle We have 14 years of data with which to assess and judge the value of this important tool The results are in and the benefits...academic data tells us is that the HSA effect is real For the record I hereby submit a list of studies in support of this fact HSA Effect Studies Select List American Academy of Actuaries Emerging Data on Consumer...

When we looked at how the participants in each of the plan options used their medical benefits the data showed us that the utilization of health care was quite similar across the two groups And while the...exacerbation of existing or onset of new medical conditions or health risks 5 And as for cost the data was clear The HSA eligible plan ended up costing 15 less than the PPO plan over the 3 year period...improvements to help build on these successes that we would be glad to share with you More survey data and information on the case study can be found in the appendix to this testimony We thank you for...

procedures originally not covered by insurance like Lasik Correc tive Eye Surgery or MRNCT and CT screening Data from MRI and outpatient surgery covered care confirms that when patients are motivated to compare...doctors often as single payer And those countries get the expected results when looking at the actual data long waits and worse medical outcomes than the United States particularly for their poor citizens...Committee that the median household income for an HSA account holder according to their data is only 57 060 Our anecdotal data of six companies just like Wage Works lowers that to 53 000 Additionally most HSA...

restricting access or inhibiting critical innovation of American medical care that based on peer reviewed data throughout the leading medical journals is the standard of excellence for the world Cost reduction...5 10 15 20 25 30 4 9 5 6 6 8 8 2 10 7 13 8 16 8 20 22 2 27 5 M ill io n s Year Total HSA Accounts DATA SOURCE Devenir Research 2017 Year End HSA Market Statistics Trends 2 22 2018 6 When people have savings...Estimates and Projection Current Population Reports May 2014 P25 1140 16 Actuarial data from HealthView using historical claim data and projections June 2011 9 cholesterol In 2015 96 7 percent of employers offered...

0 51pp 0 34 0 22pp Year over year 1 09 1 31 0 22pp 0 30 0 79pp Upcoming releases Date Time Release Data source Mar 13 10 00 AM Monthly Fiscal Update February 2025 U S Treasury Mar 17 10 00 AM State Employment...

0 51pp 0 34 0 22pp Year over year 1 09 1 31 0 22pp 0 30 0 79pp Upcoming releases Date Time Release Data source Mar 13 10 00 AM Monthly Fiscal Update February 2025 U S Treasury Mar 17 10 00 AM State Employment...

five years as well as total net outlays for each fiscal year since 2016 the first full fiscal year of data available The light blue bar reflects the most recent fiscal year to date net outlays Below is a table...by type as well as total net receipts for each fiscal year since 2016 the first full fiscal year of data available The light blue bar reflects the most recent fiscal year to date net receipts Below is a...five years as well as the total deficit for each fiscal year since 2016 the first full fiscal year of data available The light blue bar reflects the most recent fiscal year to date deficit The most recent...

five years as well as total net outlays for each fiscal year since 2016 the first full fiscal year of data available The light blue bar reflects the most recent fiscal year to date net outlays Below is a table...by type as well as total net receipts for each fiscal year since 2016 the first full fiscal year of data available The light blue bar reflects the most recent fiscal year to date net receipts Below is a...five years as well as the total deficit for each fiscal year since 2016 the first full fiscal year of data available The light blue bar reflects the most recent fiscal year to date deficit The most recent...